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Personal Accident Insurance

Personal accident insurance, usually referred to as accident insurance, is a kind of insurance that offers financial security in the event of unintentional harm, disfigurement, or death. It is intended to assist you or your beneficiaries in coping with the financial effects of accidents.

Why choose Adamjee Insurance?

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Best Coverage

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Pakistan’s Largest Network

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Simplified Journey

How to buy Personal Accident Insurance Online?

Step 1

step 1

Click here to submit your vehicle details and personal information.

Step 2

step 2

Get best quote for your vehicle

Step 3

step 3

Make online payment and get your policy on email instantly.

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Our Plans

Coverage Under the Plan Accidental Death Permanent Disablement Medical Expense Burial and Repatriation Expense
Occupation Detail to be provided
Period of Insurance 12 months from the date to be agreed
Geographical Limits Pakistan
Age Limit 18 to 65 Years
Plans & Pricing
Plans Plan A Plan B Plan C
Coverage Limit Rs.240,000 Rs.420,000 Rs.600,000
Premium Rs.751 Rs.1,157 Rs.1,600
Salient Features & Benefits
Benefits Plan A Plan B Plan C
Acciental Death & Permanent Disability Rs. 200,000 Rs. 350,000 Rs. 500,000
Accidental Medical Expenses Rs. 20,000 Rs. 35,000 Rs. 50,000
Burial & Repartiation Rs. 20,000 Rs. 35,000 Rs. 50,000
Total Sun Insured Rs. 240,000 Rs. 420,000 Rs. 600,000
Schedule of Benefits % of Sum Insured
1- Death 100%
2- Permanent Disablement
(i) Permanent Total Loss of Both Eyes or Two Limbs 100%
(ii) Permanent Total Loss of One Eyes or One Limbs 75%
(iii)Permanent total loss of one eye or one limb 50%
(iv) Permanent total loss of one finger or thumb or toe 10%
Other Exclusions
  • Natural death, Nuclear, Chemical & Biological, Radioactive Contamination, War Risk.
  • Disability/Death arising from sickness, pre-existing conditions, mental, psychiatric and nervous disorders.
  • Direct or indirect result of Human Immune Deficiency Virus (HIV)
  • Alcohol, narcotic / drug unless taken as prescribed by a qualified registered medical practitioner.
  • Deliberate self exposure to unnecessary danger except in the attempt to save human life.
  • Enmity or personal, family or tribal feud or animosity of any kind
  • Pregnancy, miscarriage, childbirth or any malignant disease occurring in or in connection with the female reproductive organs.
  • Self inflicted injury, intoxication, insanity, fighting or unlawful / criminal act
  • SRCC, rebellion, revolution, insurrection, martial law, & usurpation of power.
  • Natural disaster/Act of God.
  • Communicable Diseases Endorsement
  • Temporary disablement
  • Terrorism
Jurisdiction This insurance is subject to Pakistani law, practice and jurisdiction.
Note
  • Al other terms and conditions as per standard Adamjee Personal Accident Insurance Policy wording.
  • Kindly note that Cover will be effective upon your firm instructions and receipt of quoted premium in full.

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