Personal accident insurance, usually referred to as accident insurance, is a kind of insurance that offers financial security in the event of unintentional harm, disfigurement, or death. It is intended to assist you or your beneficiaries in coping with the financial effects of accidents.
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Coverage Under the Plan | Accidental Death Permanent Disablement Medical Expense Burial and Repatriation Expense |
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Occupation | Detail to be provided |
Period of Insurance | 12 months from the date to be agreed |
Geographical Limits | Pakistan |
Age Limit | 18 to 65 Years |
Plans & Pricing | |||
Plans | Plan A | Plan B | Plan C |
Coverage Limit | Rs.240,000 | Rs.420,000 | Rs.600,000 |
Premium | Rs.751 | Rs.1,157 | Rs.1,600 |
Salient Features & Benefits | |||
Benefits | Plan A | Plan B | Plan C |
Acciental Death & Permanent Disability | Rs. 200,000 | Rs. 350,000 | Rs. 500,000 |
Accidental Medical Expenses | Rs. 20,000 | Rs. 35,000 | Rs. 50,000 |
Burial & Repartiation | Rs. 20,000 | Rs. 35,000 | Rs. 50,000 |
Total Sun Insured | Rs. 240,000 | Rs. 420,000 | Rs. 600,000 |
Schedule of Benefits | % of Sum Insured | ||
1- Death | 100% | ||
2- Permanent Disablement | |||
(i) Permanent Total Loss of Both Eyes or Two Limbs | 100% | ||
(ii) Permanent Total Loss of One Eyes or One Limbs | 75% | ||
(iii)Permanent total loss of one eye or one limb | 50% | ||
(iv) Permanent total loss of one finger or thumb or toe | 10% |
Other Exclusions |
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Jurisdiction | This insurance is subject to Pakistani law, practice and jurisdiction. |
Note |
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